One of the worst things to realize is that a vehicle that is near you is going to hit you. You might be stopped at an intersection or be faced with the reality that a large truck is moving into your lane without enough space for you to get out of the way.
Right before the accident, the terror you feel is unimaginable. After it happens, you may be badly hurt or unable to ask for help. It's hard to imagine what you could have done to help the outcome change, and the reality is that you may not have been able to do anything. You were simply in the wrong place at the wrong time.
When you're hurt by another driver, it is your right to pursue a claim against them or their insurance, if they have it. An insurance claim is a good way to get coverage for your medical care, lost wages and other financial losses, but that is with the caveat that you need to know when to settle and when to avoid doing so.
Get your attorney on board to help with your personal injury case
Your attorney is trained to deal with people like the insurance agents so that they can help get you the most out of a settlement. If you take a settlement before you talk to your attorney, there is a minimal chance that they can do anything to reverse that agreement. Instead, you should let your attorney look at the offer and work with you to determine if it is fair and just considering your injuries and what you've been through.